How To Generate Virtual Credit Card From Neteller
VCC or Virtual Credit Card is a prepaid credit card or you can also call it as a debit card because there’s no credit facility on it actually. These virtual cards are good for online usage as even if the card information is compromised, the hacker cannot use them beyond the loaded balance and the present daily usage limits.
These days a lot of online wallets are offering a virtual credit card to make their wallets more flexible and usable across multiple merchants. Even the banks are offering disposable one-time prepaid cards to their customers to keep them safe from frauds. Here’s a look at some of these services which offer Free VCC Cards with CVV or in some cases even a physical card to their users.
What is a Virtual debit card/Virtual Credit Card
Simply put VCC is a debit card without the physical plastic card, but you will get the cardholder’s name, from and to date, card number, CVV number all online. This can be used for online transactions only.
You can recharge the VCC(virtual debit card) using local bank account transfer, international bank account transfer, and more even easier ways such as credit or debit card transfer. The advantages of a virtual debit card are that it can be used internationally without revealing any of your personal data or banking data. however, the Virtual debit card provider will have your billing address with them.
Virtual debit card comes from Virtual Card Technology which is derived from Card, not Present Idea. Now there are many Virtual debit card providers are out there. Some of them allow us to create an account and issue a Virtual debit card for free but for each transaction, they will levy some charges like 1.9% to 4.5% from your account. This percentage varies according to providers and it will come to a lower percentile once the amount you transferred is higher than their limit.
How To Generate VCC or International Virtual Create Card From Neteller
- Go to Neteller site this Signup Link
- Fill in the required details ( Name, address ETC )
- Click on your Open account
- You will get a confirmation mail, open your mail
- Click Sign in link in the mail inbox
- Provide the login details and sign in
- Click on Money In option
- Choose a preferred method and add the minimum fund designated.
- After that Select, the Net+ Cards link found on the left side of your screen
- Select the Net+ Virtual Prepaid MasterCard® section
- Click on Add a card
- Select the desired currency.
- Please choose the currency that you do most of your shopping with as there will be a currency exchange rate fee of 3.99% if there is a currency conversion.
- Name your card (optional).
- Fill in a lifetime limit (optional).
- Once you generate the Net+ Prepaid MasterCard®, you will notice the 16-digit card number appear, along with the Security Code (CVV) and the Expiry date.
Services Providing Virtual Credit Card India
You can use various apps and services listed below to get a free VCC.
Entropay offers free international virtual credit cards. No matter where you are you can create a virtual credit card with Entropay. You load money onto your card through your bank.
Entropay does charge a high loading commission of 4.95% but doesn’t have any other option if you have to use VCC for international payments.
With Entropay, you can create an unlimited prepaid credit card.
Also, One more thing I should mention here is about the PayPal account. While creating a PayPal account in India, most of the users ask me how to link their debit card to their PayPal account.
The answer is Paypal doesn’t allow debit cards of most of the banks except ICCI Bank, AXIS Bank, HDFC Bank. The easiest solution to this is Entropay.
Another great service to get a prepaid MasterCard. Not only MasterCard, but you can also send and receive payments anywhere in the world.
Like Entropay, Payoneer also charges a fee to the users.
You can easily get a virtual credit card from Payoneer by creating an account.
3) FreeCharge Go MasterCard
Now comes Freecharge Go Mastercard. I have personally used this VCC for making payments in India. Creating a free prepaid virtual credit card is just a matter of seconds.
Yes! Bank and MasterCard powers Freecharge Go Mastercard. And you can use this free prepaid card across any online merchant in India. FreeCharge Go Mastercard supports 3D verification.
To get started all you need to signup for a Freecharge account and head over to Account section. And choose Freecharge Go MasterCard. Now you need to enter a four-digit pin, and your card will be ready. Now load funds on your card.
You can load funds in Freecharge go MasterCard using your debit card or internet banking.
4) Pockets Wallet By ICICI Bank
ICICI Bank offers the Pockets app for both Android and IOS devices. Being an ICICI customer is not necessary for using this app. You can use this app with or without an ICICI bank account. With a free virtual Visa fair Credit limit CC, you can make payment in India. But the only limitation of this app is that you can’t make payments outside India.